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Industry Insights & Expertise

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Macro vs Micro Longevity: The Differences in Life Expectancy Calculations

September 26, 2022March 29, 2024 By: Mike Graviss

When discussing life expectancy underwriting, the term “longevity” is often mentioned, but without drawing the very important distinction between “macro-longevity” and “micro-longevity”. While at first glance the difference may not […]

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Carrier Encroachment and How It’s Impacting the Life Settlement Industry

September 21, 2022March 29, 2024 By: Chris Conway

Recently, the National Council of Insurance Legislators (NCOIL) issued a resolution regarding the current problem of carrier encroachment. As a business which provides life expectancy assessments and life underwriting services […]

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Senior Living Communities Doing it Right

April 19, 2022March 29, 2024 By: Chris Conway

You’ve heard the familiar refrain that senior living communities need to cater to an incoming group of residents that’s “always done things differently.” Now is the time for forward-thinking communities […]

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What Can a Life Underwriter Do for You?

April 11, 2022March 29, 2024 By: Chris Conway

The old adage is true: You get what you pay for. With life expectancy assessments (i.e., “LEs”), it is certainly the case. Many financial services websites have free tools that […]

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Part 4: Policy Owner Bill of Rights – The Right to Reliable Information [SERIES]

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Life expectancy solutions designed to manage longevity risk and improve predictability.

ISC Services was founded in 2005 with the goal of bringing accurate life expectancy assessments to our partners in the life settlement, financial services, and senior living markets.

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